Credit Scores
Click Understanding Your FICO Credit Score to view a brochure that explains FICO Credit Scores
The Closing
Click HUD-1 Explanation Document to view a pamphlet from the Department of Housing and Urban Development that explains settlement costs and the HUD-1 document.
Working with Real Estate Agents Brochure
North Carolina Working with Real Estate Agents Brochure
South Carolina Agency Disclosure Brochure
Useful IRS Publications
Publication 530: Tax Information for Homeowners: This publication contains useful information for 1st time homebuyers. The following topics are explained:
- How you treat such items as closing costs, real estate taxes, sales taxes, and home mortgage interest.
- What you can and cannot deduct on your income tax return.
- What records you should keep as proof of the basis and adjusted basis of your home
Publication 505 Tax Withholding and Estimated Tax: This publication explains tax withholding and events that would make you change your withholding tax
Publication 919 How Do I Adjust my Tax Withholding? : This publication helps you check your withholding and if necessary, prepare Form W-4 to adjust your withholding.
Effect of SEER 13 Minimum HVAC Requirement and HCFC Refrigerant Phaseout
First Time Home Buyer Federal Tax Credit
Information Documents Related to Home Construction
EPA Document: What You Should Know about Refrigerants When Purchasing or Repairing a residential A/C Unit or Heat Pump
HC Association of Realtors Document on the Straight Facts on Synthetic Stucco